A plan from numbers you type.
Payoff and Save is being built to compare ways of paying down debts you enter and to plan a savings target, without connecting a bank.
ALL FEATURES ARE FREE. Use the app without an account. The free version will include only occasional, dismissible ads for other apps by the same developer. An optional subscription removes all ads and automatic signup reminders in all of our apps on your iPhone. No subscription is needed for app functionality.
What it does
Debts you enter
Record balances, rates and payments in one currency. Switching the currency label does not convert amounts.
Orders you can compare
See snowball, avalanche, and the order you list, including extra payments. A payment that does not reduce principal does not invent a payoff date.
A ledger you can correct
Payments, corrections and reversals stay in the history. Savings deposits stay off the debt totals.
Savings, without interest invented
A target can show a weekly and a monthly amount from the same dates. There is no interest and no automatic transfer.
Payoff and Save plans from numbers you enter. It is not a bank, a lender, or financial advice.
Privacy in plain words
Balances, rates and plans are stored on your iPhone. The app does not connect to a bank. Read the full privacy policy.
Availability
Payoff and Save is in development for iPhone and is not on the App Store yet. This page will link to the App Store only once the app is published.
Questions
Can I download Payoff and Save now?
Not yet. It is in development for iPhone.
Does it move money?
No. It does not connect to a bank and does not make payments. Figures are projections from what you type.
Contact
Email support@payoffandsave.com.